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    <title>1936 AI blog</title>
    <link>https://1936ai.com/blog</link>
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    <description>Plain-English guides for Indian founders on raising money, hiring, payroll, GST and the books.</description>
    <language>en-IN</language>
    <lastBuildDate>Tue, 20 Oct 2026 00:30:00 GMT</lastBuildDate>
    <item>
      <title>Seed round data room checklist for Indian startups</title>
      <link>https://1936ai.com/blog/seed-round-data-room-checklist</link>
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      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>A seed round data room checklist for Indian startups: the six folders investors expect, what to leave out at seed, and the order they open things.</description>
      <category>Raising money</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>What investors look at in a data room, and in what order</title>
      <link>https://1936ai.com/blog/what-investors-read-in-data-room</link>
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      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>What do investors look at in a data room? The three documents everyone opens, where they slow down, what gets skipped, and what it means for your deck.</description>
      <category>Raising money</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Term sheet terms explained in plain English (India)</title>
      <link>https://1936ai.com/blog/term-sheet-terms-explained</link>
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      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>Term sheet terms explained for Indian founders: valuation and option pool, liquidation preference, anti-dilution, pro-rata, board seats and what&apos;s negotiable.</description>
      <category>Raising money</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>NDA for investors: when to ask and what to put in it</title>
      <link>https://1936ai.com/blog/nda-for-investors</link>
      <guid isPermaLink="true">https://1936ai.com/blog/nda-for-investors</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>Should you ask investors to sign an NDA? Why most VCs won&apos;t, when it&apos;s fair to ask, the five clauses that matter, and a lighter alternative for your startup.</description>
      <category>Raising money</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Series A due diligence checklist for Indian startups</title>
      <link>https://1936ai.com/blog/series-a-due-diligence-checklist</link>
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      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>A Series A due diligence checklist for Indian startups: legal, financial, tax and compliance, people, product and customers, and how to keep it moving.</description>
      <category>Raising money</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Investor update template: write one people actually read</title>
      <link>https://1936ai.com/blog/monthly-investor-update-template</link>
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      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>A seven-part investor update template for founders. What to include each month, which metrics to show, and how to ask your investors for help that arrives.</description>
      <category>Raising money</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>CCPS vs CCD vs iSAFE: how Indian startups raise early money</title>
      <link>https://1936ai.com/blog/ccps-vs-ccd-vs-isafe</link>
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      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>CCPS vs CCD vs iSAFE explained in plain English: what each instrument is, how it converts, what founders give up, and the filings after the round.</description>
      <category>Raising money</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Documents required for a startup loan in India: the full list</title>
      <link>https://1936ai.com/blog/documents-required-for-startup-loan</link>
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      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>Documents required for a startup loan in India: what banks, NBFCs and venture debt funds ask for, what changes after sanction, and why applications get declined.</description>
      <category>Raising money</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>CTC vs In-Hand Salary: How to Explain an Offer in India</title>
      <link>https://1936ai.com/blog/ctc-vs-in-hand-salary</link>
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      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>CTC vs in-hand salary explained with worked examples at ₹12 lakh and ₹18 lakh, the new labour codes&apos; 50% wage rule, and how to show it in an offer letter.</description>
      <category>Hiring and running a team</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>When Is PF Mandatory? PF and ESI Rules for Startups</title>
      <link>https://1936ai.com/blog/when-is-pf-and-esi-mandatory</link>
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      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>When is PF mandatory for a startup, and when does ESI apply? Headcount rules, wage limits, contribution rates, monthly due dates and the cost of filing late.</description>
      <category>Hiring and running a team</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>How to Screen CVs Faster: 500 Applications, One Founder</title>
      <link>https://1936ai.com/blog/how-to-screen-cvs-faster</link>
      <guid isPermaLink="true">https://1936ai.com/blog/how-to-screen-cvs-faster</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>How to screen CVs faster without reading every line: a scorecard, five skills, a 15-minute first call and fair use of AI, with a person deciding.</description>
      <category>Hiring and running a team</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Leave Policy Template for Startups in India (2026)</title>
      <link>https://1936ai.com/blog/leave-policy-template-india</link>
      <guid isPermaLink="true">https://1936ai.com/blog/leave-policy-template-india</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>A leave policy template for Indian startups: earned, casual and sick leave, maternity, carry-forward, encashment, approvals and holidays, under the new labour codes.</description>
      <category>Hiring and running a team</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Performance Reviews for a Small Team, Without the Jargon</title>
      <link>https://1936ai.com/blog/performance-review-small-team</link>
      <guid isPermaLink="true">https://1936ai.com/blog/performance-review-small-team</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>A simple performance review for a small team of 10 to 50: a twice-a-year cycle, four questions, fair links to pay, and the mistakes to avoid.</description>
      <category>Hiring and running a team</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>ESOPs in India Explained: A Guide for Founders and Teams</title>
      <link>https://1936ai.com/blog/esops-in-india-explained</link>
      <guid isPermaLink="true">https://1936ai.com/blog/esops-in-india-explained</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>ESOPs in India explained: pool, grant, vesting and exercise, how ESOPs are taxed at exercise and sale, the startup tax deferral, and how to show them in an offer.</description>
      <category>Hiring and running a team</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Full and Final Settlement Checklist for Indian Startups</title>
      <link>https://1936ai.com/blog/full-and-final-settlement-checklist</link>
      <guid isPermaLink="true">https://1936ai.com/blog/full-and-final-settlement-checklist</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>A full and final settlement checklist for India under the new labour codes: the two-day pay rule, gratuity, leave encashment, deductions, documents and exit steps.</description>
      <category>Hiring and running a team</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Hybrid Attendance Policy: Leave and Office Rules That Work</title>
      <link>https://1936ai.com/blog/hybrid-attendance-policy</link>
      <guid isPermaLink="true">https://1936ai.com/blog/hybrid-attendance-policy</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>A hybrid attendance policy that works: what to track, check-in without a register, office days, leave on work-from-home days, and a sample policy to copy.</description>
      <category>Hiring and running a team</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>GST and TDS due dates for 2026-27, in one calendar</title>
      <link>https://1936ai.com/blog/gst-tds-due-dates-2026-27</link>
      <guid isPermaLink="true">https://1936ai.com/blog/gst-tds-due-dates-2026-27</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>Every GST and TDS due date for 2026-27 in one place: GSTR-1, GSTR-3B, QRMP, TDS deposits, the new TDS return forms, advance tax and annual returns.</description>
      <category>Money, GST and compliance</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>TDS on freelancers and agencies: 194C or 194J, and the new rules</title>
      <link>https://1936ai.com/blog/tds-194c-vs-194j-freelancers-agencies</link>
      <guid isPermaLink="true">https://1936ai.com/blog/tds-194c-vs-194j-freelancers-agencies</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>194C or 194J? How TDS works on freelancers, agencies and consultants under the Income-tax Act, 2025, with rates, limits and five real cases from startups.</description>
      <category>Money, GST and compliance</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Month-end close checklist: close your books by the 5th</title>
      <link>https://1936ai.com/blog/month-end-close-checklist</link>
      <guid isPermaLink="true">https://1936ai.com/blog/month-end-close-checklist</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>A month-end close checklist for Indian startups: a day-by-day plan to close your books by the 5th, with bank, sales, payroll, TDS, accruals and review.</description>
      <category>Money, GST and compliance</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>GSTR-2B mismatch: why you&apos;re losing input tax credit</title>
      <link>https://1936ai.com/blog/gstr-2b-mismatch-input-tax-credit</link>
      <guid isPermaLink="true">https://1936ai.com/blog/gstr-2b-mismatch-input-tax-credit</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>A GSTR-2B mismatch means input tax credit you can&apos;t claim. The common causes, how IMS changed things, a monthly routine and an email to send vendors.</description>
      <category>Money, GST and compliance</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>How to calculate runway, and when to start worrying</title>
      <link>https://1936ai.com/blog/how-to-calculate-runway</link>
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      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>How to calculate runway for a startup: gross vs net burn, the formula with a worked rupee example, planned hires, and what 6, 12 and 18 months mean.</description>
      <category>Money, GST and compliance</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Tally vs Zoho Books: accounting software at 20 people</title>
      <link>https://1936ai.com/blog/tally-vs-zoho-books</link>
      <guid isPermaLink="true">https://1936ai.com/blog/tally-vs-zoho-books</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>Tally vs Zoho Books for a 20-person Indian startup: what each costs, what each does well, and how to switch without losing your history. Prices checked Oct 2026.</description>
      <category>Money, GST and compliance</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Board pack template for startups: what to include each month</title>
      <link>https://1936ai.com/blog/board-pack-template</link>
      <guid isPermaLink="true">https://1936ai.com/blog/board-pack-template</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>A monthly board pack template for startups: the one-page summary, P&amp;L, cash and runway, hiring, risks and asks. What to include and how long it should take.</description>
      <category>Money, GST and compliance</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Bank reconciliation for startups, in plain English</title>
      <link>https://1936ai.com/blog/bank-reconciliation-for-startups</link>
      <guid isPermaLink="true">https://1936ai.com/blog/bank-reconciliation-for-startups</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>Bank reconciliation for startups explained simply: what it is, the three kinds of difference, a worked rupee example, how often to do it and rules that save hours.</description>
      <category>Money, GST and compliance</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Startup annual compliance in India: the year-end timeline</title>
      <link>https://1936ai.com/blog/startup-year-end-compliance-india</link>
      <guid isPermaLink="true">https://1936ai.com/blog/startup-year-end-compliance-india</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>Startup annual compliance in India in one timeline: closing the books, statutory audit, AGM, ROC filings and income tax, month by month from April to December.</description>
      <category>Money, GST and compliance</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Expense reimbursement policy for startups: a simple template</title>
      <link>https://1936ai.com/blog/expense-reimbursement-policy-startup</link>
      <guid isPermaLink="true">https://1936ai.com/blog/expense-reimbursement-policy-startup</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>A simple expense reimbursement policy for Indian startups: petty cash, receipts, GST input credit, approvals and booking claims right. Free template included.</description>
      <category>Money, GST and compliance</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>Why we named the company 1936</title>
      <link>https://1936ai.com/blog/why-we-named-the-company-1936</link>
      <guid isPermaLink="true">https://1936ai.com/blog/why-we-named-the-company-1936</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>Why 1936 AI is named after a year: the Progressive Writers&apos; conference in Lucknow in April 1936, and what plain, useful work means for the software we build.</description>
      <category>Notes from the build</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>How we use AI in our products, and where a person decides</title>
      <link>https://1936ai.com/blog/how-we-use-ai-person-decides</link>
      <guid isPermaLink="true">https://1936ai.com/blog/how-we-use-ai-person-decides</guid>
      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>How 1936 AI uses AI in Galley, Masthead and Margin: what it reads, ranks and drafts, what it never does on its own, and why a person approves anything that matters.</description>
      <category>Notes from the build</category>
      <dc:creator>Nitin Srivastava</dc:creator>
    </item>
    <item>
      <title>The startup back office stack at seed, Series A and Series B</title>
      <link>https://1936ai.com/blog/founder-back-office-stack</link>
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      <pubDate>Tue, 20 Oct 2026 00:30:00 GMT</pubDate>
      <description>The startup back office stack, stage by stage: what you need for raising, people, money and legal at seed, Series A and Series B, and what can safely wait.</description>
      <category>Notes from the build</category>
      <dc:creator>Nitin Srivastava</dc:creator>
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